Eligibility for LRAP

To be eligible to apply for Loan Repayment Assistance Program, you must:

  • Have an undergraduate, graduate, or professional degree. (Certificate degrees do not qualify for LRAP.)
  • Have an educational loan incurred for the purpose of attending Tufts as certified by the Financial Aid Office at Tufts. These loans include:

  • Be in repayment on your Tufts incurred educational loans or be in a grace period.

    • You are not eligible for the program if you have deferred payment in order to resume academic studies, defaulted on your loans, or are delinquent on your loan payments.

    • Loans that are in deferment or forbearance will not be considered for LRAP.

  • Be employed full time by a public sector or nonprofit (501(c)3 or equivalent) organization. Please consult your employer's Human Resources department if you are unsure if your employer is a public sector or non-profit organization or if you are unsure if you are a full-time employee.  Please review further details about this policy below.

Employment Requirement

The employment requirement is measured beginning with the application deadline date of September 1st through June 1st.  Any changes to your employment status must be reported to the LRAP Office immediately. If you do not provide this information, it may result in the repayment of partial or all award monies received.

If you do not find qualified employment within 30 days or qualified employment is replaced by non-qualified employment, the severance date of qualified employment will initiate repayment. For example, consider the following scenario:

  • You have employment which qualifies you to apply for LRAP as of the September 1 application date.

  • You fail to meet the required nine months of continued employment after this date and terminate employment on March 1, six months after the application date.

  • You then have 30 days - until April 1 - to begin working for another qualified employer.

  • If you move to the private sector, or do not find new qualified employment, you will have to repay the three month portion of the loan from March 1 (your last day of employment) until June 1 (the last day of your nine month requirement).

  • You will need to begin repayment the month following the last date of your qualified employment. In this case, repayment for the final portion of your loan would begin April 1.