Understanding Your Award Letter: Undergraduate Students

These are resources to help undergraduate students understand their Tufts financial aid award letter. The award letter is the official notification from Tufts Financial Aid that provides three important pieces of information: The Cost of Attendance, the Expected Family Contribution (EFC), and the Financial Need/Aid Eligibility. Cost of Attendance minus Expected Family Contribution equals Financial Need/Aid Eligibility.

2021-2022 Academic Year Update (6/24/21): We plan to email completed financial aid decisions to returning undergraduate students by Thursday, 7/1/21.

Financial aid awards for 2021-2022 were calculated based on the Cost of Attendance for students based on the housing option they selected: attending in person and living in on-campus housing or renting an off-campus apartment, commuting to campus from a family or friend's home, or attending remotely from homeThe Cost of Attendance and financial aid award will be adjusted for students who change their attendance option. 

Please review the examples below to see how the financial aid award for a student commuting or attending remotely differs from attending in person. Because both the Cost of Attendence and the financial aid award are reduced by the same amount if a student commutes or attends remotely, choosing either option may not result in cost savings for financial aid students. 

Actual award adjustments will be made as soon as possible after Financial Aid receives confirmation of your updated attendance preference. The Cost of Attendance figures below are not actual costs for 2021-2022. They are simply used to illustrate the different attendance scenarios. Your actual estimated costs can be found in your award letter, and in SIS.

On/Off Campus Estimated Costs
Estimated Costs Remote* Estimated Costs
Tuition and Fees $61,000 Tuition and Fees $61,000 Tuition and Fees $61,000
Housing  $8,500 Housing $0 Housing $0
Meals $7,000 Food and Utilities $7,000 Food and Utilities $2,400
Books and Personal $2,600 Books and Personal $2,600 Books and Personal $2,600
Total COA $79,100 Total COA $70,600 Total COA $66,000
- Family Contribution $30,000 - Family Contribution $30,000 - Family Contribution $30,000
= Financial Aid Eligibility $49,100 = Financial Aid Eligibility $40,600 = Financial Aid Eligibility $36,000
Sample Aid Award   Sample Aid Award   Sample Aid Award  
Federal Loan $5,500 Federal Loan $5,500 Federal Loan $5,500
Work Study $2,000 Work Study $0 Work Study $0
Tufts Grant $41,600 Tufts Grant $35,100 Tufts Grant $30,500


*Financial aid awards for international students who attend remotely will be adjusted on a case by case basis.

It is important to note that the financial aid award letter is not a bill, and your EFC is not necessarily what you and your family will pay directly to Tufts. You will be billed each semester through eBill. However, you can use the award information on your letter to estimate your bill.

Please select from the menu to learn more about your award letter.