Private Health Insurance

All Tufts students are required to be covered by health insurance (it’s a Massachusetts state law). All undergraduates and graduate students who are half time or more are billed and enrolled in the student health insurance plan. If you are covered by a separate policy, the policy must be through a U.S.-based insurance company and comparable to the student health plan.

Health Insurance Waiver
If you are covered by a private policy, please complete the Health Insurance Waiver on your SIS account. This waiver process is required every year and is available from June 1st to July 31st .  Please note, this waiver does not exempt undergraduate students from the mandatory Health Service Fee
Please noteIf you are doing a Fall Study Abroad program, you will billed for student insurance in November for the Spring semester. If you have comparable insurance and do not need student insurance you should waive online starting in November until December 31st

For more information about health insurance, contact:

Billing for Private Health Insurance

If you have private insurance, please contact your  insurance company for specific information about your benefits. You will need your insurance for a few of our services, including lab tests, immunizations, and orthopedic visits and supplies.

Private insurance billing process:

  • Fees are charged to your tuition bill and are available for your review on your SIS account with 1-2 weeks.

    • To protect your confidentiality, any charges will be listed simply as "Health Service charge" with no further detail.  

  • Once the charge appears on your SIS account, you can download and print your Health Service Statement from the Patient Portal to submit to your insurance company for reimbursement.

Mental Health Coverage

You can find out what your policy covers by calling the number on the back of your health insurance card or visiting the insurance website, which should also appear on your card. You can find out what your mental health benefits cover, if there is a yearly deductible, and if there are limits to your coverage.

Your health insurance company probably provides a list of local “in-network providers” (mental health professionals whose services are covered by your policy) on its website. Look for “behavioral health” specialists and type in your location for a list of nearby providers. If you wish, you can bring this list to CMHS and one of our clinicians will review the names and make a recommendation of who seems best suited to your needs.