Loan Repayment Assistance Program (LRAP)

The Loan Repayment Assistance Program (LRAP) offers awards decided by a committee from each of the Tufts schools. The committees consider each applicant's income, level of indebtedness, and overall need.  The number and size of awards depends on the total number of applications received and the funding that is available. Awards will vary each year as they are based on the applicant pool's indebtedness and income.

All Tufts graduates with undergraduate, graduate, or professional degrees, who have educational loans incurred for the purpose of attending Tufts as certified by the Financial Aid Office at Tufts, and who are employed full time by a public sector or nonprofit (501(c)3 or equivalent) organization are eligible to apply for the LRAP. Certificate programs do not qualify.

Applicants must reapply each year. Not every applicant will receive an award, and receiving an award in one year does not guarantee you will receive an award in subsequent years.

LRAP should not be confused with loan forgiveness, as award amounts are made to assist in the repayment of a portion of the award recipient's annual loan payments.

Tufts LRAP is structured so that awards should not be taxable, pursuant to special federal income tax rules that apply to the discharge of student loan debt (26 U.S.C. § 108(f)). In accordance with this provision, Tufts LRAP awards are made in the form of loans which are forgiven when the award recipient completes at least nine months of continued public service employment for the specified period.

Visit the Application Page for a complete list of required documentation and to complete or download the application. You must complete your application and all submit all required documentation by the December 1st deadline.

Funds are provided from the Omidyar Tufts Microfinance Fund and the Hargens Loan Repayment Assistance Fund.

For additional information contact the LRAP Administrator:

Email: lrap@tufts.edu

Phone: 617-627-4440

Fax: 617-627-3987

Mail: LRAP, Tufts University, Dowling Hall - 760B, 419 Boston Ave. Medford, MA 02155