After Graduation or Leaving Tufts: Your Health Insurance
If you are graduating or otherwise leaving Tufts, it’s important to understand what happens to your Student Health Insurance Plan (SHIP) coverage and what steps you should take to maintain health insurance.
Your SHIP Coverage
If you are enrolled in SHIP, your coverage continues through the end of the coverage period you already paid for — even if you graduate or withdraw before then.
For example:
- If you paid for the annual plan, coverage remains active through August 19, 2026.
- If you paid for the spring/summer plan, coverage remains active through August 19, 2026.
- If you paid for the summer-only plan, coverage remains active through August 19, 2026.
You do not need to take any action to keep your SHIP coverage through the end of the plan term.
Key Dates & Timeline
Example Timeline for a Spring Graduate
- Graduation Date: May 2026
- SHIP Coverage Ends: August 19, 2026
- Next Steps: Enroll in a new health insurance plan beginning August 20, 2026
Be sure to arrange for new coverage before your SHIP ends to avoid a gap in insurance.
After Your Coverage Ends
SHIP coverage does not automatically renew after the policy year ends. Once your SHIP ends, you will need to get other health insurance.
Options for Coverage After SHIP
- Health Insurance Marketplace: Visit HealthCare.gov or, for Massachusetts residents, the Massachusetts Health Connector to explore affordable options.
- Employer-sponsored plan: If your new job offers health benefits, enroll through your employer.
- Parent or guardian’s plan: If you’re under 26 and eligible, you can join their plan as a dependent.
Note: Student health plans are not eligible for COBRA continuation coverage.
Proof of Coverage
You can download a Certificate of Coverage from your UHCSR account at uhcsr.com/tufts. This document shows your enrollment and coverage dates, which you may need for your records or to show your next insurance company.
Frequently Asked Questions
Can I keep SHIP after the policy year ends?
No — SHIP coverage ends at the end of the term you paid for and does not automatically renew.
Can I extend SHIP for another year?
No — eligibility for SHIP ends when you are no longer enrolled at Tufts.
What if I leave mid-semester?
If you withdraw mid-semester, your SHIP remains active through the end of the term you paid for.
Is COBRA available for SHIP?
No — student health plans are not eligible for COBRA continuation.
Questions
If you have questions about your SHIP coverage or need help exploring your options after graduation, contact:
- Medford/Somerville students: studenthealthinsurance@tufts.edu
- Boston and Grafton students: SAHA Office
We’re here to help you make a smooth transition to your next health insurance plan.